How To Secure A Mortgage Loan With Poor Credit History

If you have a poor credit history or a low credit score, the chances are you'll have difficulty in getting a mortgage loan.  Lenders have suffered at the hands of bad debtors during the recent economic downturn and have become increasingly reluctant to accept the risk of those with a less than perfect credit rating.  Fortunately, there are some steps you can take to increase your chances of securing a mortgage loan, even if your credit rating is poor.